UITF in the Philippines with Minimal Initial Investment

Most people aren't interested in investments since they usually think that it takes a lot of money to begin investing in something. A lot of people have no idea in how to invest with minimal starting capital. One investment instrument that most people in the Philippines are unaware is the Unit Investment Trust Fund or UITF.

These products allow people to invest in different products without putting a hole in the pockets of the investors. They offer professional service with minimal cost and have a diverse array of products to choose from depending on the amount of risk you are willing to accept.



Since I wanted to spread my investment I used this information to diversify my investments. The minimal capital of these products allowed me to invest in multiple products and companies spreading my risk of loosing my capital.

Unless you are living in the rural areas, most of these banks are very accessible. You can click on the name of the bank for further details.


East West Bank
EWBC Peso Maximizer (Peso Bond Fund)
Min. Initial Investment - Php10,000.00










RCBC Savings Bank
Molave Fund (Peso Money Market Fund)
Min. Initial Investment - Php10,000.00





PBCom Signature Trust Fund (Peso Money Market Fund)
Min. Initial Investment - Php10,000.00


United Conservative Fund (Peso Bond Fund)
Min. Initial Investment - Php10,000.00


United Equity Fund  (Peso Equity Fund)
Min. Initial Investment - Php10,000.00

United Balanced Fund (Peso Balanced Fund)
Min. Initial Investment - Php10,000.00

United Cash Management Fund (Peso Money Market Fund)
Min. Initial Investment - Php10,000.00










Philippine National Bank
PNB DREAM Builder (Peso Intermediate Bond Fund)
Min. Initial Investment - Php5,000.00

PNB Global Filipino Fund (Peso Money Market Fund)
Min. Initial Investment - Php10,000.00












Banco De Oro
BDO Balanced Fund (Peso Balanced Fund)
Min. Initial Investment - Php10,000.00

BDO Equity Fund (Peso Equity Fund)
Min. Initial Investment - Php10,000.00


BDO Fixed Income Fund (Peso Bond Fund)
Min. Initial Investment - Php10,000.00